How the Affordable Care Act affects small businesses. The Affordable Care Act (sometimes called the health care law, or ACA) established the Small Business Health Options Program (SHOP) for small employers (with 1 – 50 full-time equivalent employees) that want to provide health and dental coverage to their employees.

Employer Shared Responsibility "Play or Pay" Mandate. Under the Affordable Care Act, employers with 50 or more full-time (and full-time equivalent) employees (referred as Applicable Large Employers or ALEs) must make an offer of health care coverage to their full-time employee and dependents or face a penalty.

May 6, 2017 – Across America many smallbusiness owners are cheering at the GOP win on repealing and replacing Obamacare. After years of debate, the House voted Thursday to repeal key parts of the Affordable Care Act and replace them with new provisions that change the way the federal government funds …