Feb 1, 2018 – If you're looking for a loan for a new business without collateral required, you'll certainly come across a merchant cash advance. A merchant cash advance … With a startup business loan, you can get just the small amount of capital you need to get your business off the ground. And while that might sound …

Jun 13, 2016 – The SBA guarantees most loans that go through banks. It is much easier to get an SBA guarantee if you put up collateral, but that is not your only option. You can also provide the SBA with your own personal guarantee. In doing so, the SBA can be certain that you will be held accountable for loan repayment.

Aug 26, 2016 – 4 Steps to Getting a Small Business Loan Without Collateral. Although banks have become more active in small business lending in the years following the 2008 financial crisis, only the most creditworthy businesses are considered for financing, with most banks requiring some form of collateral to secure the loan.

Even startups can get business loans without collateral through the SBA. Technically, banks or lenders will not decline your business loan application if you have no collateral. However, there has to be some kind of security. You may extend a personal guarantee.